As the end of 2011 approaches, financial and tax planning seems more complex than ever. The world economic situation remains unsettled, the stock market seems stuck in a rollercoaster and politicians in Washington continue their partisan posturing. But with both tax and interest rates at historical lows, opportunities for income and estate tax planning remain plentiful. As you review your financial picture during the last month of the year, consider some strategies to save on taxes. As with all tax strategies, please consult with a tax professional before making any decisions.